🏦 Solar Loan Marketplace

Compare rates from multiple solar lenders in one place. Get pre-qualified with no credit impact and find the best financing for your solar installation.

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Instant Pre-Qualification
Get approved in minutes
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No Credit Impact
Soft credit check only
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Best Rates
From 2.99% APR
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Trusted Partners
Top solar lenders

🎯 Get Pre-Qualified in 60 Seconds

Compare rates from our partner lenders with no impact to your credit score

Pre-qualification uses a soft credit check that won't impact your credit score. Actual loan approval and rates subject to full underwriting.

🤝 Our Trusted Lending Partners

We work with the nation's top solar financing companies to get you the best rates

Sunlight Financial

⭐⭐⭐⭐⭐ 4.8/5
2.99% - 7.99% APR Range
Loan Terms: 10-25 years
Max Loan Amount: $100,000
Min Credit Score: 650
  • No prepayment penalties
  • Same-day approvals
  • Direct installer payment
  • $0 down payment options
Apply with Sunlight →

Mosaic

⭐⭐⭐⭐⭐ 4.6/5
3.99% - 8.99% APR Range
Loan Terms: 12-25 years
Max Loan Amount: $75,000
Min Credit Score: 640
  • Quick online application
  • Flexible payment options
  • Competitive rates
  • Energy efficiency financing
Apply with Mosaic →

GoodLeap

⭐⭐⭐⭐ 4.4/5
4.99% - 9.99% APR Range
Loan Terms: 10-25 years
Max Loan Amount: $65,000
Min Credit Score: 600
  • Technology-driven platform
  • Fast approval process
  • Flexible qualification criteria
  • Mobile-friendly experience
Apply with GoodLeap →

Local Credit Unions

⭐⭐⭐⭐ 4.5/5
3.99% - 7.99% APR Range
Loan Terms: 10-20 years
Max Loan Amount: $50,000
Min Credit Score: 680
  • Member-focused service
  • Competitive local rates
  • Personal relationship banking
  • Community investment
Find Local Credit Unions →

Why Use Our Marketplace?

Save time and get the best rates by comparing multiple lenders in one place

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Save Time

One application gets you rates from multiple lenders instead of applying to each separately.

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Get Better Rates

Lenders compete for your business, often resulting in better rates than going direct.

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Protect Your Credit

Soft credit checks only during pre-qualification - no impact to your credit score.

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Personalized Matches

Get matched with lenders based on your specific credit profile and loan needs.

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Expert Support

Our solar financing experts help guide you through the process and answer questions.

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Easy Process

Simple online application with instant decisions and digital document signing.

Frequently Asked Questions

Get answers to common questions about solar financing

How does pre-qualification work?
Pre-qualification uses a soft credit check to estimate what rates and terms you might qualify for. This doesn't impact your credit score and gives you an idea of your options before committing to a full application.
What credit score do I need for solar financing?
Most of our lenders require a minimum credit score of 600-650, though some may go lower. Higher credit scores (720+) typically qualify for the best rates starting around 2.99% APR.
Can I pay off my solar loan early?
Yes! All of our partner lenders offer loans with no prepayment penalties. Many borrowers use their federal tax credit refund to pay down the principal in the first year.
How long does the approval process take?
Pre-qualification is instant. Full approval typically takes 1-3 business days once you submit all required documentation. Some lenders offer same-day approvals for well-qualified borrowers.
What documents do I need for approval?
Typically you'll need proof of income (pay stubs, tax returns), proof of homeownership, government-issued ID, and your solar installation contract with itemized costs.
Are there any fees for using this service?
No! Our marketplace is completely free to use. We're compensated by our lending partners, so there's no cost to you for comparing rates and getting pre-qualified.

Ready to Finance Your Solar Installation?

Get pre-qualified in 60 seconds and compare rates from top solar lenders

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Solar Loan Marketplace | Compare Rates from Top Lenders | SolarNiverse