🏠 Solar Home Equity Calculator

Unlock your home's equity to finance solar panels. Calculate available equity, compare HELOC vs home equity loans, and find the best rates for your solar project.

💰

Lower Rates

Often 2-4% lower than
personal solar loans

🏡

Tax Deductible

Interest may be
tax deductible

⚡

Flexible Terms

10-30 year
repayment options

📈

Higher Limits

Access up to 80-90%
of home value

Calculate Your Available Equity

Enter your home details to see how much equity you can use for solar financing

Why Use Home Equity for Solar?

Home equity financing often offers the lowest rates and best terms for solar installations:

Lower Interest Often 3-6% vs 7-12%
Tax Benefits Interest may be deductible
Higher Amounts Up to $100k+ available
Flexible Terms 10-30 year options
No Prepayment Pay off early without penalty
Keep Federal Credit 30% solar credit still applies
Estimated current market value of your home
Remaining balance on all mortgages
Total cost of your solar installation

🏠 Your Home Equity Summary

Based on your home value and mortgage balance

$0

Total Home Equity

$0

Available for Borrowing

0%

Equity Percentage

0%

Loan-to-Value Ratio

💰 Solar Financing Options Comparison

HELOC (Home Equity Line of Credit)

Interest Rate: 0.00%
Monthly Payment: $0
Total Interest: $0
Credit Limit: $0
✅ HELOC Advantages:
  • Variable rate - often starts lower
  • Pay interest only on amount used
  • Access to full credit line
  • Flexible draw and repayment
  • May have interest-only period

Home Equity Loan

Interest Rate: 0.00%
Monthly Payment: $0
Total Interest: $0
Loan Amount: $0
✅ Home Equity Loan Advantages:
  • Fixed rate - predictable payments
  • Lump sum at closing
  • Fixed repayment schedule
  • Rate protection from increases
  • Often lower closing costs

🎯 Ready to Get Pre-Qualified?

Connect with top home equity lenders to get actual rates and terms

🏦 Get HELOC Quotes 📋 Get Loan Quotes 💰 Payment Calculator 🔍 Compare All Options